# Allan Ramos — Lead / Chief Architect

I connect business outcomes to the enterprise systems that carry them—capability design,
architecture governance, and transformation the organization can absorb. Banking and insurance.

## Practice
- Business → capability → ownership before solutions
- Options and trade-offs (rebuild / buy / reuse / migrate) with cost, risk, and readiness
- Architecture governance across parallel programmes
- Sequencing change so the business keeps running
- Aligning executives, product, risk, and delivery on one target-state story

## Selected outcomes (organizations omitted)
- Multi-market insurance product platform (shared capabilities across markets)
- Estate modernization: ~25% lower operating cost, ~40% less downtime where change landed
- Cross-domain integration so processes read as one business flow
- Productized delivery with durable architecture review practice

## Credentials
- TOGAF® Enterprise Architecture
- ArchiMate®
- AWS Certified Solutions Architect – Professional
- Microsoft Certified: Azure Solutions Architect Expert
- Google Cloud Professional Cloud Architect
- ITIL® 4
- SAFe® Architect
- IBM IT Specialist Profession — Level 1
- IBM Mentor · Design Thinking Co-Creator

## Education & research
- MEng, Computer Software Engineering (U. Porto); BE, Computer Engineering
- Google Scholar: https://scholar.google.com/citations?user=E5rZhPcAAAAJ

## Blog
- https://allanramos.com/blog/
- From strategy to systems (2026-07-18): https://allanramos.com/blog/from-strategy-to-systems/
- AI as a force multiplier, not a substitute for design (2026-07-17): https://allanramos.com/blog/ai-force-multiplier-not-substitute/
- Architecture review when half the code was generated (2026-07-16): https://allanramos.com/blog/architecture-review-generated-code/
- Governing AI features in banking and insurance (2026-07-15): https://allanramos.com/blog/governing-ai-features-regulated-industries/
- A prompt is not a requirement (2026-07-14): https://allanramos.com/blog/prompt-is-not-a-requirement/
- The technical debt shape of AI-assisted sprints (2026-07-13): https://allanramos.com/blog/technical-debt-ai-assisted-sprints/
- When not to put a model in the critical path (2026-07-12): https://allanramos.com/blog/when-not-to-put-a-model-in-the-critical-path/
- Observability for AI-augmented systems (2026-07-11): https://allanramos.com/blog/observability-for-ai-augmented-systems/
- Human-in-the-loop is an architecture decision (2026-07-10): https://allanramos.com/blog/human-in-the-loop-as-architecture/
- Data products before AI programmes (2026-07-09): https://allanramos.com/blog/data-products-before-ai-programmes/
- Security boundaries for copilots and agents (2026-07-08): https://allanramos.com/blog/security-boundaries-for-copilots-and-agents/
- Build vs buy for AI capabilities (2026-07-07): https://allanramos.com/blog/build-vs-buy-ai-capabilities/
- Refactoring with AI without losing system intent (2026-07-06): https://allanramos.com/blog/refactoring-with-ai-without-losing-intent/
- Platform teams and AI toolchains (2026-07-05): https://allanramos.com/blog/platform-teams-and-ai-toolchains/
- Testing software when behaviour is probabilistic (2026-07-04): https://allanramos.com/blog/testing-probabilistic-software/
- From AI proof-of-concept to production (2026-07-03): https://allanramos.com/blog/from-ai-poc-to-production/

## Links
- https://allanramos.com/
- https://www.linkedin.com/in/allankm
- https://github.com/AllanKM
- contato@allanramos.com